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    Save Regularly, Borrow Wisely & Repay Promptly with Concorde Sacco

Defaulters on Sacco loans and utility bills will be blacklisted alongside borrowers who fail to repay their bank and microfinance debts, locking them out from the credit market.

Finance minister Njeru Githae has proposed amendments to the Banking Act to allow sharing of information on credit defaulters among commercial banks, Savings and Credit Cooperatives (Saccos) and public utility companies.

The Banking Act currently limits the circulation of data stored by licensed credit reference bureaus (CRBs) to banks and deposit-taking micro-finance institutions.

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